![]() ![]() can get six free credit reports per year from Equifax through 2026 by visiting. Through December 2023, everyone in the United States also can get a free credit report each week from each of the three credit bureaus at .Īlso, everyone in the U.S. How often can I get a free report?įederal law gives you the right to get a free copy of your credit report every 12 months from each of the three nationwide credit bureaus. complete the Annual Credit Report Request Form and mail it to:Ītlanta, GA 30348-5281 Only one website - is authorized to fill orders for the free annual credit reports you are entitled to by law. ![]() These are the only ways to order your free annual credit reports: ![]() Do not contact the three credit bureaus individually. The three nationwide credit bureaus - Equifax, Experian, and TransUnion - have a centralized website, toll-free telephone number, and mailing address so you can order your free annual reports in one place. How To Get Your Free Annual Credit Reports How do I order my free annual credit reports? If you think someone might be misusing your personal information, go to to report it and get a personalized recovery plan. Identity theft can damage your credit with unpaid bills and past-due accounts. Once identity thieves steal your personal information - like your name, date of birth, address, credit card or bank account, Social Security, or medical insurance account numbers - they can drain your bank account, run up charges on your credit cards, get new credit cards in your name, open a phone, cable, or other utility account in your name, steal your tax refund, use your health insurance to get medical care, or pretend to be you if they are arrested. Mistakes on your credit report might be a sign of identity theft. If you find mistakes on your credit report, contact the credit bureaus and the business that supplied the information to get the mistakes removed from your report.Ĭheck to help spot identity theft. Be sure to check before you apply for credit, a loan, insurance, or a job. It ’s important to do this at least once a year. Getting your credit report can help protect your credit history from errors and help you spot signs of identity theft.Ĭheck to be sure the information is accurate, complete, and up-to-date. The Fair Credit Reporting Act (FCRA), a federal law, requires this.
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